Collection Dispute Letter

 A collection dispute letter is written by an individual or company to a collection or finance over a collection figure. The sender is writing to dispute the stated amounted requested by the collection or finance company. This kind of letter should be accompanied with proof to counter the collection or finance company’s figures.
From:
Travis L. Nieves
2047 Rainbow Drive
Perry Heights, OH 44646
January 29, 2011

To:
White River Refinancing Services
4122 White River Way
Salt Lake City, UT 84116

Dear Sir

RE: Dispute over the Collection figures

I am writing to dispute over the collection figures in your January month statement for my car loan of car license SALT 38720 TN.

According to my records, every month’s repayment has been settled; the last two months’ repayments were slightly late but nevertheless settled before January 25, 2011. Attached are copies of the payments for October to December 2010.

Hence, the collection for the month of January should refer to the January month only, and not inclusive of November and December 2010 months. Kindly verify my payments to correct the collection figures for an up-to-date payment amount. Please waive the interest charges and late charges too, as I did inform your service counter about my late payments.

I hope to hear favorably from you soon on the collection figures of my car repayment loan.

Thank you.
Yours sincerely,
Travis Nieves